quiz

 
QUESTION 1

What information is available in NSLDS? (Check all that apply)Your entire student loan historyLoan amount totalsYour Loan typesYour assigned federal loan servicers

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QUESTION 2

What is the longest period of time that a forbearance may be placed on your account at one time?As many months as you want6-months12 months4-months

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QUESTION 3

You can change your student loan repayment plan at any time once in repayment. True
False

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QUESTION 4

“During forbearance, interest will still accrue on your loans? ” True
False

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QUESTION 5

With REPAYE (Revised pay as you earn) what is the main factor used in determining your monthly payment amount?Your incomeYour monthly billsType of job you haveHow many classes you took at school

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QUESTION 6

You can still use deferment or forbearance options after your loans are in default. True
False

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QUESTION 7

Delinquency occurs at how many days past due on your loan repayment?30 Days90 days1 Day120 days

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QUESTION 8

How much total Deferment time are you allowed over the life of your loan?12 months36 months24 months6 months

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QUESTION 9

What is the name of the website that you complete your entrance and exit counseling on?Studentloans.govNSLDS.ed.govStudentaid.govFafsa.ed.gov

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QUESTION 10

How many days do you have to resolve your delinquency before your loan officially Defaults?270 days200 days360 days100 days

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QUESTION 11

How long typically is a grace period for federal student loans taken out in your name?12-months3-months6-monthsThere is no grace period for school loans

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QUESTION 12

” If you default on your student loans, the IRS may take your tax return to help repay them.” True
False

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